| In Europe over twenty-five percent of all pet owners | | | | to call their pet health insurance rep. for you. This is |
| carry a pet health insurance policy on their pets. | | | | fine and dandy but generally (not always) their |
| Approximately half of Sweden's pet owners carry | | | | monthly pet insurance bills are higher then you can |
| insurance. A recent poll of pet owners in the United | | | | afford. Another owner might love their family pet |
| States predicted that only three percent had | | | | just as much as the over the top owner. They might |
| purchased a pet health care plan. Many veterinarians | | | | wish they could provide their pet with the very best |
| feel that three percent is a very generous estimate. | | | | but it simply isn't economically possible. This pet |
| One of the big reasons veterinarians believe so many | | | | owner's advice about pet health insurance would be |
| Europeans carry pet health insurance is because of a | | | | your own pet health insurance. Put the money you |
| bill passed in 1971 that stated if a dog was | | | | might have spent on a monthly insurance premium |
| considered at fault for an accident, like a car wreck, | | | | aside and use that to cover your pets medical needs. |
| then the pet's owner would be held responsible. This | | | | After all if you put aside thirty dollars a month then |
| prompted many dog owners to purchase something | | | | you'll have enough money to cover the routine visits |
| called Third Party Liability Insurance which would pay | | | | to the vet's office plus have a little extra set aside if |
| for any damages caused by the policy holder's pet | | | | an emergency happens down the road. This type of |
| dog. Chances are good that if you were to ask ten | | | | insurance is called self insurance. While it sounds like a |
| of your neighbors how they felt about pet health | | | | good idea there are a couple of problems. One if a |
| insurance you would probably get ten very different | | | | medical emergency happens right away you might |
| answers. | | | | not have enough money on hand to cover the |
| Some pet owners are fanatical about their pets. | | | | treatment and be forced to accept economic |
| They will except nothing but the best for their family | | | | euthanasia for your pet. A second problem with self |
| pet, the best food, the best water, the best doggie | | | | insurance is that its money that's just laying around, |
| bed, and of course the best medical treatments | | | | its way to easy to see it as spare cash and use it on |
| available. Every time it even looks like their cat or | | | | the family vacation or as a down payment on that |
| dog is about to cough or sneeze they rush the pet | | | | laptop you've always wanted. |
| to the veterinarians clinic and start a fresh round of | | | | If as a pet owner you decide that pet health |
| antibiotics. Because maintaining the absolute best | | | | insurance simply isn't for you or your pet you will |
| health care available is quite expensive this type of | | | | want to check and see if your homeowners |
| owner is quick to purchase animal health insurance | | | | insurance covers any potential accidents caused by |
| that promotes good pet medicine. At the slightest | | | | your pet. If a dog or cat bites somebody the bitten |
| hint you are even considering purchasing pet health | | | | person can sue you and in some cases demand that |
| insurance for your pet and this over the top pet | | | | the pet be euthanized. If your homeowners insurance |
| owner is shoving all sorts of flyers and brochures and | | | | does not cover pet mishaps you should probably give |
| applications in your hand, sometimes they even offer | | | | a lot of thought to purchasing pet liability insurance. |